John of Lower Merion's profile and activity

(201) 546-9975 Robo call recorded 11 August 2016 ("The American Chronic Pain Association and the National Center for Chronic Pain Management has issued a serious prescription pain pill alert..." bogus topical pain cream offer)
Caller ID: "Hackensack NJ"

A not so professionally worded robo call message so filled with inaccuracy that it should tip off the receiver of the call that it is as bogus as a three dollar bill.

Honestly, have you ever heard of "...a serious prescription pain pill alert..."? Doesn't that sound a little ridiculous?

And how does this caller know "...all private health insurance providers have now authorized of providing of a revolutionary new pain relief medication to all health insurance policy holders suffering from physical pain or discomfort..."? (don't you just love their misuse of the preposition not once, but twice in this statement?) Surely the mention of "a revolutionary new pain relief medication" is a tip off that they're making exaggerated claims.

Don't bother to "press 1 to verify your address and delivery date". They don't have your address, this is a cold call in violation of the Federal Do Not Call law and they dialed your number completely at random.

And don't bother to "press 5 to notify your health care provider that you have refused the shipment". There is no shipment to refuse, they just want to make it sound like you're a long time customer of theirs.

Seriously, isn't this entire recorded message insulting to your intelligence?

Here is a transcript of this "free topical pain relief cream" telemarketing call:

[female voice:] "This is a very important message to all health insurance policy holders. The American Chronic Pain Association and the National Center for Chronic Pain Management has issued a serious prescription pain pill alert. In response to the alert in an attempt to stop the growing use an abusive prescription narcotic pain pills all private health insurance providers have now authorized of providing of a revolutionary new pain relief medication to all health insurance policy holders suffering from physical pain or discomfort. This medication is applied directly to the pain related area and is non narcotic and extremely effective. This new pain relief solution is covered 100% by your health insurance provider at no cost to you and your pain relief medication can be shipped immediately. Press 1 now to verify your address and delivery date. Again press 1 now to arrange delivery. Press 5 now to notify your health care provider that you have refused the shipment."

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(561) 229-0755 Robo call recorded 18 August 2016 ("Attention. This message is to let you know that new government programs have recently been made available to anyone stuck with Federal Student Loan debt...", Federal Student loan forgiveness SCAM...HA!)
Caller ID: "West Palm Be[ach] FL"

Also called recently from: (561) 229-0752 | (561) 210-9233 | (561) 609-1808 | (716) 263-9060 | (786) 655-5394

A different approach to their 2015 "Sally Mayfield" campaign (notice any similarity to "Sallie Mae"?) to inform everybody of Federal legislation that can reduce or eliminate student loan debt. They've been calling me several times a day, each time using a different number to avoid being blocked. Often times they call from a phone number identical to my own, but from a different Area Code. Then they add 1 to the last digit of the phone number and call again.

This is probably a totally bogus phishing attempt but if they'll really negotiate for you to lower your Federal Student Loan payment (if they really will negotiate for you, you can bet they'll want to charge a hefty fee to your credit card for a service you can just as easily do yourself).

Their "shotgun" approach to making mass phone calls, announcing that "our records indicate that you have student loan debt..." hoping to find a few people who really do owe student loans, is insulting to our intelligence, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of their illegal robo call:

[female voice] "Attention. This message is to let you know that new government programs have recently been made available to anyone stuck with Federal Student Loan debt. This message is being sent out to only a select group of people that are prequalified for these new government forgiveness programs. Our records indicate that you have student loan debt and would like help managing the burden of these loans by taking advantage of one of the new programs offered by the Federal government. Press one now to speak with a live agent and take advantage of the newly passed forgiveness programs. Imagine life with no student loan payments. Press one now and in 60 seconds find out if you qualify for these new forgiveness programs. Press one now for your free eligibility check or press nine if you would like to forfeit this offer and be placed on our do not call list."

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(561) 229-0752 Robo call recorded 18 August 2016 ("Attention. This message is to let you know that new government programs have recently been made available to anyone stuck with Federal Student Loan debt...", Federal Student loan forgiveness SCAM...HA!)
Caller ID: "West Palm Be[ach] FL"

Also called recently from: (561) 229-0755 | (561) 210-9233 | (561) 609-1808 | (716) 263-9060 | (786) 655-5394

A different approach to their 2015 "Sally Mayfield" campaign (notice any similarity to "Sallie Mae"?) to inform everybody of Federal legislation that can reduce or eliminate student loan debt. They've been calling me several times a day, each time using a different number to avoid being blocked. Often times they call from a phone number identical to my own, but from a different Area Code. Then they add 1 to the last digit of the phone number and call again.

This is probably a totally bogus phishing attempt but if they'll really negotiate for you to lower your Federal Student Loan payment (if they really will negotiate for you, you can bet they'll want to charge a hefty fee to your credit card for a service you can just as easily do yourself).

Their "shotgun" approach to making mass phone calls, announcing that "our records indicate that you have student loan debt..." hoping to find a few people who really do owe student loans, is insulting to our intelligence, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of their illegal robo call:

[female voice] "Attention. This message is to let you know that new government programs have recently been made available to anyone stuck with Federal Student Loan debt. This message is being sent out to only a select group of people that are prequalified for these new government forgiveness programs. Our records indicate that you have student loan debt and would like help managing the burden of these loans by taking advantage of one of the new programs offered by the Federal government. Press one now to speak with a live agent and take advantage of the newly passed forgiveness programs. Imagine life with no student loan payments. Press one now and in 60 seconds find out if you qualify for these new forgiveness programs. Press one now for your free eligibility check or press nine if you would like to forfeit this offer and be placed on our do not call list."

Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

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C O R R E C T I O N

Apologies, I gave the wrong URL on 8 Aug 2016 for my Spam Calls web page.

The correct URL is: DoNotAnswer.netne.net

(786) 655-5394 Robo call recorded 20 July 2016 ("Attention. This message is to let you know that new government programs have recently been made available to anyone stuck with Federal Student Loan debt...", Federal Student loan forgiveness SCAM...HA!)
Caller ID: (unobserved)

Also called recently from: (561) 210-9233 | (561) 609-1808 | (716) 263-9060 | (786) 655-5394

A different approach to their 2015 "Sally Mayfield" campaign (notice any similarity to "Sallie Mae"?) to inform everybody of Federal legislation that can reduce or eliminate student loan debt. They've been calling me several times a day, each time using a different number to avoid being blocked. Often times they call from a phone number identical to my own, but from a different Area Code. Then they add 1 to the last digit of the phone number and call again.

This is probably a totally bogus phishing attempt but if they'll really negotiate for you to lower your Federal Student Loan payment (if they really will negotiate for you, you can bet they'll want to charge a hefty fee to your credit card for a service you can just as easily do yourself).

Their "shotgun" approach to making mass phone calls, announcing that "our records indicate that you have student loan debt..." hoping to find a few people who really do owe student loans, is insulting to our intelligence, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of their illegal robo call:

[female voice] "Attention. This message is to let you know that new government programs have recently been made available to anyone stuck with Federal Student Loan debt. This message is being sent out to only a select group of people that are prequalified for these new government forgiveness programs. Our records indicate that you have student loan debt and would like help managing the burden of these loans by taking advantage of one of the new programs offered by the Federal government. Press one now to speak with a live agent and take advantage of the newly passed forgiveness programs. Imagine life with no student loan payments. Press one now and in 60 seconds find out if you qualify for these new forgiveness programs. Press one now for your free eligibility check or press nine if you would like to forfeit this offer and be placed on our do not call list.[/b]"

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(470) 200-0082 Robo call recorded 30 June 2016 (IRS Law suit regarding an enforcement action executed by US Treasury intending your serious attention...) SCAM (readers, try not to laugh, it gets even better)
Caller ID: "Conyers GA"

An early call from the IRS impersonators riddled with awkward English and demonstrating lack of knowledge of legal suits and court proceedings.

The call almost sounds professional (except for a subtle grammatical error that somebody with a 6th grade education would probably notice. I don't want to specifically mention the error and rough spots in case these scammers are savvy enough to do Internet research on their own spoofed phone numbers, why give them the benefit of my critique to help them make their patter sound more professional than the horse manure it is?) but you know these are foreign scammers calling because of peculiarities in their wording (they pronounce the letter "v" more like the letter "w", peculiar to India and Russia) that sounds more like a non native English speaking person.

Anybody with half a brain cell working would probably know immediately that the call is not from the IRS, but then again, there are a lot of gullible people out there answering their telephones, so I guess scammers like these are able to stay in business.

Calls himself "Steve Martin". Does he wear a white suit and have a fake arrow through his head whilst strumming a ukulele? Does he sometimes speak with an Inspector Clouseau French accent?

Oh, and how about their brilliant opening sentence: "This message is intended to contact you." Duh...

"[male India accent voice] "Hi this message is intended to contact you. My name is Steve Martin and I'm calling regarding an enforcement action executed by US Treasury intending your serious attention. Ignoring this will be an intentional second attempt to avoid initial appearance before a Magistrate judge or a Grand Jury for a federal criminal offense. My number is 470 200-0082. I repeat, 470 200-0082. I advise you to cooperate with us and help us to help you. Thank you."

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(509) 329-6130 Robo call recorded 8 August 2016 (IRS final notice, you're being sued...) SCAM
Caller ID: "Spokane WA"

Another of the phony IRS scam calls I've been receiving since June 2015 rife with improper English usage and grammar.

The call almost sounds professional (except for subtle grammatical errors that somebody with a 6th grade education would probably notice. I don't want to specifically mention these errors and rough spots in case these scammers are savvy enough to do Internet research on their own spoofed phone numbers, why give them the benefit of my critique to help them make their patter sound more professional than the horse manure it is?) but I'm sure these are foreign scammers calling because of peculiarities in their wording that sounds more like a non native English speaking person and FreeCarrierLookUp.com shows a foreign wireline.

Anybody with half a brain cell working would probably know immediately that the call is not from the IRS, but then again, there are a lot of gullible people out there answering their telephones, so I guess scammers like these are able to stay in business.

"[automated female voice] "We have been trying to reach you. This call is officially a final notice from IRS, Internal Revenue Services. The reason of this call is to inform you that IRS is filing lawsuit against you. To get more information about this case file, please call immediately on our department number (509) 329-6130. I repeat (509) 329-6130. Thank you."

Note: I did call their number back using FireRTC.com but after a few rings, I received a call error message. I doubt they have been shut down this quickly, so I think they disable their phone for sleep and potty breaks rather than using a voicemail messaging system.

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(646) 808‑3447 Robo call recorded 2 August 2016 ("Back brace TV commercial return call you requested..." back brace SCAM)
Caller ID: "Richmond VA"

Ha, ha, ha, a scam call insisting "This is a return call you have requested regarding the back brace commercial that you saw on TV..."

Of course I never saw such a commercial and I certainly wouldn't have requested a callback had I seen it.

I've received this same recorded call going back to July, 2015 but using different calling numbers so it can't be blocked.

Their total disregard of the Do Not Call list certainly tells us a lot about their business ethics, doesn't it?

Here is a transcript of this unwanted intrusion by phone:

[female voice] "This is a return call you have requested regarding the back brace commercial that you saw on T.V. which is covered by your insurance. Press 1 now to be connected to one of our agents or press 2 if you no longer wish to receive the information you called about."
[message repeats, then disconnect]

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(929) 202-8984 Live call received 21 July 2016 Solar Panel sales scammer (Caller ID: New York NY)

After receiving many calls from this number of the past couple of weeks, their predictive dialer finally put a live person on their phone to screen me for solar panels.

The guy has a heavy British English / India accent and first asks if I am the homeowner. Then he asks if my electric bill is over $100 per month.

This guy was speaking too fast and too loud and there was too much caller center voice/background noise. I had to ask him to repeat practically everything he said so he finally just hung up on me. I'm sure they'll call me back again later today, then I can play with them.

Audio portion of the Community Service Publishers (a paid professional fund raiser) on behalf of MSAA, contribution solicitation of 24 August 2015 (note that all biographical data in this recording is false). MSAA only gives 10% to 12% of contributions to the charity.

(732) 333-8872 Live electric rate reduction scam offer, recorded 21 June 2016 (Lower your electric rate by 20% scam offer)
Caller ID: "Private Caller"


You gotta love these scammers calling from India. Their goal is to get your electric company account number (which is very valuable to them) and they are so greedy that I kept them on hold for ten minutes twice in a row (they hung up after ten minutes and called me back and I promptly put them on hold for another ten minutes).


Their grammar is atrocious (how about this gem: "And the reason you are getting this discount because you are a old and loyal customer and you pay your bills on time. That's all the reason you are getting this discount, ok?") and I love they way they stop their sentences after four or five words, then reword the sentence with a different order of words. Just take a look at the transcript, below.


Also, how annoying is it each time they say something, followed by "ok?"?


When they put me through to their specialist to get my precious electric bill account number, I quickly put the call on HOLD after explaining that I had to go get a copy of my bill. You can clearly hear other agents calling other potential scamees.


And did I mention how annoying it was to have them constantly repeating "Ok?" after almost every sentence.

Following is a transcript of this live scam solicitation call:
--------------------------------------------------------------------------------------------
[me] Hello?

[they] Hello, my name is John...

[me] Hello?
[they] ...and I'm calling you from the...I'm calling you from the supply department of Public Service Electric Bill and this is to inform you dat [sic] you have been qualified to receive 20% discount on your electricity bill for the next twelve months. Alright?


[me] Ok.
[they] And the reason you are getting this discount because you are a old and loyal customer and you pay your bills on time. That's all the reason you are getting this discount, ok?


[me] Ok.
[they] And this and this savings comes to you with no cost no obligation and there are no other charges, ok?

[me] Ok.
[they] With this discount everything will remain same, nothing is going to change, only difference you will find instead of paying higher bills you would be paying 20% cheaper a lower bill, ok? So when you see so when you see your bill next month you would be really happy to see dat [sic] you are paying you are going to pay less as compared to what you are paying right now. Alright sir?

[me] I see.
[they] Ok now what I will do I'm going to provide you a confirmation I.D. number of a discount, ok? Oh can you grab a pen and a paper and any old copy of your electric bill.

[me] Uh can you wait for just a minute?
[they] Yes I can hold the line for you take your own sweet time sir. skip to time 3:15 Hello? Hello? Hello?

[me] Yes?
[they] Yes sir, you got your bill sir?

[me] I'm ready.
[they] Hello? So you got your do you have your bill handy?

[me] Yes I do.
[they] Yes uh sir what first I don my name and employee ID for the reference. My name is John Matthew.

[me] Uh is your name Mukerjee?
[they] Hello?

[me] Yes.
[they] Sorry?

[me] Yes.
[they] Sir my name is John my name is John Matthew. Ok?

[me] So did you say Mukerjee or Banerjee?
[they] John Mathew Mathew. Hello?

[me] Mathew Mukerjee?
[they] Uh Mathew...Mike...a as alpha...bee...hello are you listening this?

[me] Yes.
[they] Yes sir. M as Mike...A as alpha...Tee as tango...Aich as hotel...E as echo...egg as purple, ok?

[me] Ok.
[they] So my employee I.D. is four two one.

[me] Are you in the military? Are you in the military? Do you work at the Dum Dum Armory in India?
[they] I beg your pardon.

[me] I'm ready.
[they] Hello?

[me] Yes.
[they] Yes sir, can you just go on to the third page of your bill sir, there is a POD ID number which has been printed, can you just read me that number.

[me] Uhhh, you want me to have my bill?
[they] Yes sir, any old copy of your bill will work, sir.

[me] Ok, I think I have the most recent one, hold on a moment.
[they] Oh sure, sir. [background call center voices are heard]

[me] [skip to time 6:35] Uh just a second, I'm getting my bill.
[they] Uh yes sir, take your time. [more call center voices heard time 7:20 through time 8:50 then time 9:05 through 10:55. They finally disconnect.]
--------------------------------------------------------------------------------------------

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(804) 477‑8007 Robo call recorded 15 July 2015 ("Back brace TV commercial return call you requested..." Medicare device SCAM)
Caller ID: "Richmond VA"

Ha, ha, ha, a scam call insisting "This is a return call you have requested regarding the back brace commercial you saw on TV..."

Of course I never saw such a commercial and I certainly wouldn't have requested a callback had I seen it.

This is the first time I've heard this back brace robo call but it's certainly similar to other robo calls pushing non prescription pain cream, lower your credit card interest rate, etc.

Their total disregard of the Do Not Call list certainly tells us a lot about their business ethics, doesn't it?

Here is a transcript of this unwanted intrusion by phone:

[female voice] "This is a return call you have requested regarding the back brace commercial you saw on T.V. which is covered by your insurance. Press 1 now to be connected to one of our agents or press 2 if you no longer wish to receive the information you called about."
[message repeats, then disconnect]

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Live fundraising solicitation call (215) 478-6473 recorded 24 August 2015 ("Jeffrey Schwartz of Community Service Publishers" professional fundraiser for Multiple Sclerosis Association of America)
Caller ID: "Langhorne PA"

Note: called December 18, 2013 & March 27, 2014 (215) 240-7263 | (215) 874-0143

Another live donation solicitation call from "Community Service Publishers on behalf of the Multiple Sclerosis Association of America" using one of their many "avoid-consumer-blocking" phone numbers. I never contributed to them in the past and I wouldn't support this charity since the caller introduced himself as calling from "...the Community Service Publishers on behalf of..." Calling "on behalf of" means most of any donation would go to the fund raiser, not the charity.

Following is a transcript of this live fundraising solicitation call:

[they] "Hello Mr. Gibson?"
[me] "Hello?"

[they] "Hello, my name is Jeffery Schwartz with Community Service Publishers, a paid professional fundraiser to call throughout Pennsylvania to say "thank you" for your support on behalf of the Multiple Sclerosis Association of the America. Now we want to let you know, Mr. Gibson, that because of your thoughtful support, the association is celebrating over 40 years of providing programs and services for the families and victims of MS free of charge. The equipment such as wheelchairs, walkers, shower benches and emotional support, basically anything these people need to make their lives just a little bit more comfortable. Now Mr. Gibson, you may not be aware of this but this disease often strikes with no warning and there is still is no known cause or cure. So the Association is there to to help individuals with MS live more productible and independent lives. It's things that we may take for granted like providing for our families or caring for our children that people with MS may not be able to do without this assistance. Now Mr. Gibson, we have several support levels to give every everybody the opportunity to help. We start with the "Lifeline for Lifetime" at $58, the "Gift of Hope" is forty two and the "Encouragement for the Future" is twenty five. Keep in mind Mr. Gibson, that there are about 200 people diagnosed each year each week with this disease, and the Association needs your continued support to make a difference in the quality of the lives of those with MS so, I'd like to ask you this time have you've had an exceptional year to step up to the "Lifeline for Lifetime" or the "Gift of Hope"? Hello?"
[me] "Uh, excuse me, yes."

[they] "Yes? Which one would work best for you Mr. Gibson?"
[me] "Uh, what were they again?"

[they] "To uh, "Lifeline for Lifetime" at $58, the "Gift of Hope" is forty two and the "Encouragement for the Future" is twenty five."
[me] "Well, uh, I think I can do a little better than that, uh, $60 would be better."

[they] "Sixty dollars?"
[me] "Yes."

[they] "Mr. Gibson, that'll make a huge difference. How does your name appear on the credit card or the debit card you're gonna use?"
[me] "Uh, let me get it. Just a moment, please."

[they] " Yes sir."
[me] "Ok, let me just, I found it here."

[they] "Alright, awesome Mr. Gibson."
[me] "Ok, uh, it uses my middle initial. It's in the name Tyson, E like easy, last name, Gibson."

[they] "Ok, and what is the correct spelling of your first and last name?"

[I proceed to give fake name information courtesy of FakeNameGenerator.com ]

[they] "Ok, and you are committing to $60, is that correct?"
[me] "Well, you know what, this is a worthy charge, can I up that?"

[they] "You can up that, yes sir."
[me] "I'd like to make it $100."

[they] "$100, awesome Mr. Gibson, awesome. Ok, ok. Hold on Mr. Gibson, my manager's gonna hop on the line real quick to verify this information, she'll be the one to let you go, ok?"
[me] "Oh, Ok."

[they] " God bless Mr. Gibson, I appreciate it. Thank you so much."

[manager] (low volume) Hi, first and foremost I wanted to thank you for the very generous $100 commitment, is that correct? "
[me] "Uh, yes."

[they] " Ok, and it was on a debit or cred...a debit card, is that correct, or a credit card?"
[me] "Credit card."

[they]" Ok, um, I heard that it was...how does the name appear on the card, I'm sorry."
[me] "I just gave it to the other gentleman, do you need it again?"

(I proceed to give the same false information as before, including fake credit card information, courtesy of FakeNameGenerator.com - I stalled them by pretending to get my glasses to see the tiny numbers on the back of the credit card whose number didn't work when they tried to process it)

[they] "...I'm going to try it one more time to see if it works, I'm not completely sure um, but what we may have to do is go ahead and send it to you by mail cause it's not working at all or if you do have another card handy we can use that one..."

(of course my "second card" was having similar problems, lol, wasting more of their time)

[they] "...ok, well no sir, it's not working at all, may our system may just not be working, I'm so sorry for the inconvenience, uh, but what I can do, is I can uh go ahead and send it to you through the mail uh so we can go ahead and get that sent out for you so you can send it back or we can try to get back to you tomorrow and see if the system's working but if you want to avoid a second call we can definitely get it sent to you by mail."
[me] "So what are you going to do, send a pledge form?"

[they] " Yes sir, we'll send you the pledge form, it will already have your account number and everything on it..."
[me] "And I'll enclose a check?"

[they] "Yes sir, you can enclose a check or money order..."

(more wasted time as she put down my wrong street address)

[they] "Thank you so much for your continued support and I'm so sorry for the inconvenience, uh you have a great year, ok?"
[me] "Ok, thank you."

[they] "Thank you, bye bye."

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Scroll down to 25 July 2015 to see a transcript and listen to this recorded call.

(316) 453-7024 Automated (computer voice recognition) call recorded 25 July 2015 ("Lisa Kent" with "Outreach Calling" with a fundraising solicitation for Breast Cancer Survivors) SCAM telemarketer

Caller ID: "L7SCVC Call"

I haven't received one of these computer-guided, computer voice recognition calls in many months and I was particularly impressed with the advances in voice recognition evident in this scam call.

Snippets of an actual human voice recordings are used. The computer uses voice recognition to interpret what you answer to the statements played by the computer.

In past calls, when the computer asked "may I continue?" it was only recognizing my answer of "yes" but this new device recognized my affirmitve response "certainly".

I also repeated the name "Lisa Kent" when I spoke and the computer responed "yes?" or "uh huh". When I deviated from the guided script, the computer asked if we could continue, then said "can we keep this polite please?" and finally it recognized that I wasn't going where they wanted me (to give a donation) so "List Kent" volunteered to put me on their Do Not Call list "and disconnect".

If you do an Internet search for this paid solicitor ("Outreach Calling") you will find that they, like many other scam charity solicitors, keep 85% to 90% of what is donated as their fee and only give 10% to 15% to the charity. This is a horribly inefficient method to contribute to otherwise deserving charities but I refuse to participate.

Following is a transcript of this scam call:

[me:] Hello?
[they:] Hello? This is Lisa Kent. How are you today?

[me:] I am just fine Lisa Kent. Who are you?
[they:] Good. I'm calling on behalf of the Breast Cancer Survivors foundation. So, the Breast Cancer Survivors Foundation is having its fundraiser, uh, to continue their good work in providing life saving test and mamogram to woman who could not afford it. You see every twelve minutes a woman dies from breast cancer and sadly today many more will die because they can not afford proper medical attention in time. Now as a paid caller with Outreach Calling we're providing donation return envelopes to all supporters so when you receive your donation return envelope can we count on you to return a small, tax deductible donation for the drive?

[me:] Hello, are you Lisa?
[they:] Uh huh.

[me:] How are you today, Lisa?
[they:] I'm doing fine, thanks for asking. Can we continue?

[me:] Certainly.
[they:] So, when you receive your donation return envelope can we count on you to return a small, tax deductible donation for the drive?

[me:] Ah, I can always count on Lisa. Are you Lisa?
[they:] Yes. Can we keep our conversation polite please?

[me:] Yes, of course.
[they:] Ok. So, when you receive your donation return envelope can we count on you to return a small, tax deductible donation for the drive?

[me:] Ah, yes, explain the donation form.
[they:] Sounds like you're really not interested, um, let me add you to our Do Not Cal list and disconnect.

[me:] I would love to...[Lisa terminated before I finished saying...] donate (my feeble attempt to keep the call active)

Thanks to Google Voice ( www.google.com/voice ) you can hear this recorded call on my Spam Calls web page:

http://home.comcast.net/~achx88a/spam/spamcalls.htm (please note, playback temporarily not working)

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(302) 724‑6955 Robo call recorded 9 July 2015 ("Reduce your rate...consider this your final notice...before the next billing cycle...financial stimulus..." Credit Card SCAM)
Caller ID: "Dover DE"

Also called recently from: (217) 210‑0347 (404) 381‑1115 (208) 293‑8933 (305) 368-8492 (570) 983-3206 (570) 983-3796 (406) 477-3151 (518) 278-0335 (518) 278-0333

Ha, ha, ha, lower my rate to as little as 1% and "...consider this your second and final notice..." before the end of the next billing cycle as it applies to the financial stimulus.

Yeah, I wish.

The recording of this "lower your rate" call is exactly the same past calls but from a new number to avoid past call blocking. The recorded message is their usual patter (see below) followed by a 7 second pause. I really look forward to when they say "good bye" and disconnect when I failed to press any buttons.

Their total disregard of the Do Not Call list certainly tells us a lot about their business ethics, doesn't it?

Here is a transcript of their latest offering:

[female voice] "This is a very important message about your current credit card accounts. This is your second and final notice to lower your credit card interest rate and payments. Press 1 now to find out the terms conditions and associated changes before the next billing cycle. Again, this is your final notice as it relates to the financial stimulus. So press 1 now to take advantage of this today."

[7 second pause] [female voice] "Good bye".

Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

http://home.comcast.net/~achx88a/spam/spamcalls.htm

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

(512) 213-0179 Robo call recorded 6 July 2015 ("Sally Mayfield" calling, Federal legislation that can reduce or eliminate student loan debt. Credit Card SCAM)
Caller ID: "Lockhart TX"

Also calls from: (702) 359-5643 (682) 703-8279 (888) 397-1420

A thinly disguised telemarketing call from "Sally Mayfield" (notice any similarity to "Sallie Mae"?) to inform everybody of Federal legislation that can reduce or eliminate student loan debt. Of course they'll want to charge a hefty fee to your credit card for a service you can just as easily do yourself.

Their "shotgun" approach to making mass phone calls, hoping to find a few people who owe student loans, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of the call:

[female voice] "This is Sally Mayfield. According to the William D. Ford Federal Loan Act, U.S. Department of Education Code 2009A, your federal student loans may be eligible for new programs designed to lower or eliminate your student loan payments. You may be eligible to lower your payments by more than 90% and may qualify for loan forgiveness. Please press [1] to lower your student loan payments. If you no longer need help or wish to be removed from our phone list, then please press [2]. Please choose your option now. Press [1] now for loan forgiveness."

Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

http://home.comcast.net/~achx88a/spam/spamcalls.htm

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

(217) 210‑0347 Robo call recorded 3 July 2015 ("Reduce your rate...consider this your final notice...before the next billing cycle...financial stimulus..." Credit Card SCAM)
Caller ID: "V07031733580001" (based on date and time so no two people see the same Caller ID)

Also called recently from: (404) 381‑1115 (208) 293‑8933 (305) 368-8492 (570) 983-3206 (570) 983-3796 (406) 477-3151 (518) 278-0335 (518) 278-0333

Ha, ha, ha, lower my rate to as little as 1% and "...consider this your second and final notice..." before the end of the next billing cycle as it applies to the financial stimulus.

Yeah, I wish.

The recording of this "lower your rate" call is exactly the same past calls but from a new number to avoid past call blocking. The recorded message is their usual patter (see below) followed by a 7 second pause. I really look forward to when they say "good bye" and disconnect when I failed to press any buttons.

Their total disregard of the Do Not Call list certainly tells us a lot about their business ethics, doesn't it?

Here is a transcript of their latest offering:

[female voice] "This is a very important message about your current credit card accounts. This is your second and final notice to lower your credit card interest rate and payments. Press 1 now to find out the terms conditions and associated changes before the next billing cycle. Again, this is your final notice as it relates to the financial stimulus. So press 1 now to take advantage of this today."

[7 second pause] [female voice] "Good bye".

Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

http://home.comcast.net/~achx88a/spam/spamcalls.htm

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

(860) 269-3408 Robo call recorded 13 April 2015 ("Sally Mayfield" calling, Federal legislation that can reduce or eliminate student loan debt. Credit Card SCAM)
Caller ID: "Farmington, CT"

Also calls from: (682) 703-8279 (888) 397-1420

A thinly disguised telemarketing call from "Sally Mayfield" to inform everybody of Federal legislation that can reduce or eliminate student loan debt. Of course they'll want to charge a hefty fee to your credit card for a service you can just as easily do yourself.

Their "shotgun" approach to making mass phone calls, hoping to find a few people who owe student loans, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of the call:

[female voice] "This is Sally Mayfield. According to the William D. Ford Federal Loan Act, U.S. Department of Education Code 2009A, your federal student loans may be eligible for new programs designed to lower or eliminate your student loan payments. You may be eligible to lower your payments by more than 90% and may qualify for loan forgiveness. Please press [1] to lower your student loan payments. If you no longer need help or wish to be removed from our phone list, then please press [2]. Please choose your option now. Press [1] now for loan forgiveness."

Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

http://home.comcast.net/~achx88a/spam/spamcalls.htm

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

(360) 851-1351 Robo call recorded 22 June 2015 (FBI crime stats, "Free" Alarm system & small sign) SCAM
Caller ID: "Black Diamon WA"

I've heard of the phony IRS scam call but this is the first time I've ever received it myself. Should I feel slighted that it took them this long to get around to calling me?

The call almost sounds professional (except for a subtle grammatical error that somebody with a 6th grade education would probably notice. I don't want to specifically mention the error and rough spots in case these scammers are savvy enough to do Internet research on their own spoofed phone numbers, why give them the benefit of my critique to help them make their patter sound more professional than horse manure it is?) but I think these are foreign scammers calling because of peculiarities in their wording that sounds more like a non native English speaking person.

Anybody with half a brain cell working would probably know immediately that the call is not from the IRS, but then again, there are a lot of gullible people out there answering their telephones, so I guess scammers like these are able to stay in business.

"[female voice] "We have been trying to reach you. This automated message should be considered as a final notice from I.R.S. Internal Revenue Service. The reason of this call is to inform you that IRS is filing lawsuit against you. To get more information about this case file please call immediately on three six zero, eight five one, one three five one. I repeat, three six zero, eight five one, one three five one. Thank you."

Thanks to Google Voice ( www.google.com/voice ) you can hear the recording on my Spam Calls web page:

http://home.comcast.net/~achx88a/spam/spamcalls.htm

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam