The recording stated that if you carry a credit card balance of $10,000 or more and I didn't listen to the rest because I didn't want to hear it.
MM Sr's profile and activity

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Claimed to have a serious matter associated with my personal information placed with their office. The voice-mail left said I must contact them to be released from this matter.
They wanted to have you complete a "survey" to get a "free" cruise.
The caller didn't give details about the bill or the creditor. They did not give an account number or say who the person was that they were trying to contact. The call back number was completely different from the number that showed up on caller ID.
Unknown phone number harassment via text message.
Offers to lower interest rates on credit cards.
A recording. Caller claimed I won a cruise.
lower interest rates
cold call sales
Heather said she could lower my interest rates
Could not understand caller. Had 4 calls in short time even after telling them wrong number.