Brenda called me and my ex husband and 86 year old grandmother several times saying I took out a loan. Would not send me any documentation about loan. Said she was referring my case for fraud and I would be prosecuted for fraud. Said we could set up a payment plan but could only use a pre-paid card. Also said I had defrauded the IRS because I had not filed a 1099 showing I took the loan. Said I signed a contract yet would not provide it. Called me a B****!