A definitive scam which matches many of the comments above. They say my wife took out a payday loan in Jan 2010 and they have the last 4 numbers of her SSN. Of course we would never get a payday loan under any circumstance. During the call, the guy, I'll call him marble mouth as he could barely enunciate a word, kept saying we were going to be served and sued and that he was authorized to take immediate payment. I am obviously concerned that they had some of our private info, but this is an obvious scam. Be careful, and never never give them money.
Caller: MCO