From: Alex Jessup
To: alex@litigationgroup.org
Sent: Wednesday, September 21, 2011 1:47 PM
Subject: Mortgage Lawsuit Update: What are you entitled to
Aurora, AHMSI, Beneficial, EMC, Everhome, First Franklin, Flagstar, HomeEq, HSBC, Litton, Nationstar, National City, Ocwen, PHH, Saxon, Select Portfolio, Suntrust, US Bank, Wilshire and a number of other lenders are settling lawsuits for a number of different of violations that took place before and after the origination date of your mortgage. These violations include: Malfeasance, Statutory Violations, Third Party Beneficiary Claims, Unfair Business Practices, MERS, Proof of Funds, and Proof of Note.
As a result there are 3 types of pre-trial settlements you may benefit from as a result of the lawsuit:
1. A REDUCTION IN PRINCIPAL to 80% of the home’s current market value, AND a 2% FIXED interest rate for the life of the loan.
2. Full Lien Strip: Your mortgage will be removed which means you own your house free and clear.
3. Cash Settlement
Why are these settlements coming about?
“Lending institutions and servicing companies like US Bank, Litton, Ocwen, AHMSI, and EMC just to name a few have continually claimed that they have lost documents, are understaffed to address loan modification requests, cannot gain approval from so-called “unknown” investors, need to obtain substantial “catch up” payments before they will engage in discussions of new terms, require participation in a “trial” program designed to drain the last few dollars from a homeowner before they decide to foreclose (simply to get more money during a time when these banks – for FDIC reporting or other reasons – strategically delays the inevitable foreclose and wants to get some cash flow at the borrower’s expense during the delay), and the now-familiar lies that sales dates have been postponed, only to have the them strategically foreclose without giving notice to borrowers. We now know the banks have lied, forged documents, robo-signed, intentionally shredded and discarded borrower documents, taken Billions (Billions with a B) of dollars in TARP money and they still refuse to restructure loans.”
Our attorneys have over 40 years of legal practice in the area of Real Estate Litigation and are among the most venerable and award winning attorneys in the country. I’ve attached copies of lawsuits, articles, and a MERS chart that outlines how these violations have resulted in new terms, and often cash for borrowers.
If you've paid money to any third party for failed modification efforts, we can make the banks pay that back to you. If you applied and were not been granted a modification, were given a permanent or trial modification that has little financial relief, have been foreclosed on or in danger of it and would like to see if you qualify to join the suit, reply back to this email and answer the questions below so I can assess if your lender has any legal culpability and whether or not you meet the parameters of joining one of these lawsuits. After our due diligence, we will get back to you with a detailed report on whether or not you qualify to join and the specifics of the lawsuit and your options.
1: Who's your lender? Who originated the loan?
2: What’s your current loan balance?
3: Approximately how much is your house worth?
4: Are you behind on payments? If so, how many months?
5: Are you in foreclosure? Trustee Sale date set?
6: And in what year was this loan taken out?
7: Have you applied for a modification? How long has/did process take? What was the result?
You can also call me to discuss further.
Sincerely,
Alex Jessup, MBA
MERS Violation Expert
Phone: 866-990-4262
Fax: 866-994-3329
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From: Alex Jessup
To: alex@litigationgroup.org
Sent: Wednesday, September 21, 2011 1:47 PM
Subject: Mortgage Lawsuit Update: What are you entitled to
Aurora, AHMSI, Beneficial, EMC, Everhome, First Franklin, Flagstar, HomeEq, HSBC, Litton, Nationstar, National City, Ocwen, PHH, Saxon, Select Portfolio, Suntrust, US Bank, Wilshire and a number of other lenders are settling lawsuits for a number of different of violations that took place before and after the origination date of your mortgage. These violations include: Malfeasance, Statutory Violations, Third Party Beneficiary Claims, Unfair Business Practices, MERS, Proof of Funds, and Proof of Note.
As a result there are 3 types of pre-trial settlements you may benefit from as a result of the lawsuit:
1. A REDUCTION IN PRINCIPAL to 80% of the home’s current market value, AND a 2% FIXED interest rate for the life of the loan.
2. Full Lien Strip: Your mortgage will be removed which means you own your house free and clear.
3. Cash Settlement
Why are these settlements coming about?
“Lending institutions and servicing companies like US Bank, Litton, Ocwen, AHMSI, and EMC just to name a few have continually claimed that they have lost documents, are understaffed to address loan modification requests, cannot gain approval from so-called “unknown” investors, need to obtain substantial “catch up” payments before they will engage in discussions of new terms, require participation in a “trial” program designed to drain the last few dollars from a homeowner before they decide to foreclose (simply to get more money during a time when these banks – for FDIC reporting or other reasons – strategically delays the inevitable foreclose and wants to get some cash flow at the borrower’s expense during the delay), and the now-familiar lies that sales dates have been postponed, only to have the them strategically foreclose without giving notice t