A person by the name of Lt. Richard Johnson called me an left a message on my phone telling me that he was with BCI and I need to call back as soon as possible regarding a case against my ss# or they were gonna press charges and I was going to jail. I talked to him and he had a indian accent and told me my case # and then trasferred me to a guy by the name of Det. James Brown. He told me that I had got a payday loan and have refused to pay it and they wanted me to pay it today or they were calling my job, have me fired and have me locked up. When I refused to give him the money and have it debited out of my checking account he started cussing me and called me a liar and told me he was gonna have me arrested. Then he hung up on me. Lots of noise in back ground and people yelling. Dont give in to any of these people. They are bad.