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The caller ID said Tennessee. Considering I know no one from Tennessee I didn't pick it up. They've called twice since then and never left a message. When I finally answered this time I had to wait for someone to come on the line. The man asked for my credit card number and wanted to know if I wanted to lower my interest rate. I asked who he was calling for and he hung up. Don't give your info out to anybody! Trust noone. I sure don't. Not in this day and age.