just got a recorded message that was broken up (recorded voices)...several times. I then got a call last nite and the recorded message was the same thing so I pressed 1. I spoke to someone by the name of andy and he went through the entire thing about me taking out a payday loan back in 2010 and that the money was deposited into my bank account and nd that it was originally for 1700 and that it shows that only one ACH was taken from my bank account (for one payment)and no other payments were made. he says he is a mediator and I asked why I have not received any paperwork in the mail. he said he is just a mediator and then he mentioned highland holdings and I told him I never heard of them before. he then said they were originally called fast cash? I told him I never heard of them before either. he said it could be a civil claim, blah, blah and that he was going to send me a letter of validation and that I could call him back once I get this letter of validation. I told him they can send me the paperwork I filled out, etc Now...the supposed loan they said they gave me was for 1700 and that they would settle for 800 and that with mediation, they would possibly take 500-600. Yeah right!!! Anyhow I asked more questions and he then continued to go on and said I have two options. One to settle and the other was to let it proceed. I said proceed where, as I am not going to court for anything. He sounded legit, but I told him that IF I owed anything why am I just hearing about this "delinquent" account. The weird thing is that he initially told me the loan was for 1700. The letter he sent via email said balance due: $810.00. Now if the loan was for 1700, and I supposedly never paid on the supposed loan....why would the balance due be $810.00. there is no signature on the letter, just some bogus information and no signature....just from the "general manager of consumer debt". The body of the letter does not really say anything either...it just says that "this is to advise you that your account is delinquent and has been placed for recovery with our company....."
the message he left me on my cell phone is a Minneapolis, Mn number, and the RG Financial address is P. O. Box 259 in Norcross, Georgia. BS!
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