These people are scam artists. They phoned and asked if we needed a personal loan - which we do for car repairs. They asked my husband for our bank account number with routing number to presumably deposit the personal loan. He gave them this information (don't worry, I discussed this faux pas with him!). They then wanted a pre-payment for the first month that we would owe. In order to do this they wanted the beloved spouse to purchase a greendot money pak card. He was then to call in the account number of that card to make the first month's payment on the loan, at which time, the loan amount would be electronically deposited into our bank account. I telephoned these creeps back and asked why they couldn't take the first month's payment out of the bank account with our debit card instead of us going through the shenanigans of getting a greendot/money pak card. (Please be aware that they do not immediately transfer you to the "loan officer," i.e. "Albert Barker." You give them your telephone and contact information and then that "loan officer" calls you back.) The non-english as a first language loan officer Albert Barker phoned back and after my questions informed me that their company "USA Personal Loans" is not allowed to use debit cards. I then asked for the address of the company, to which good ole Albert replied "California." I asked for his supervisor's name and he said "Kelly Jones." I asked for an internet address and he gave me usapersonalloans.net which is an actual address. However there is no contact information on that website. I then asked for a street address to which Albert Barker responded to me "I will f*** you in front of [husband's name]." When I kept asking for information about the company he kept saying "I will f*** you in front of [husband's name]." Then he hung up. I telephoned 206-855-6797 again and got the non-English speaking "receptionist." I immediately asked her what state she was in. She said "Washington DC." I asked for the street address WHILE I was looking up the area code 206. Area code is in Washington state. I then asked the receptionist to speak to the supervisor "Kelly Jones." I also informed her that she told me that the company was located in Washington DC when the telephone number is a Washington State telephone number. I informed the "receptionist" that a complaint would be lodged with the Attorney General's office in Washington State and also with any agency that deals with internet fraud since they have a website. No further communication has been made from USA Personal Loans since.
