they call at all hours of the day and even on weekends. their research is atrocious and they are using poor people to make these calls. harassment is the appropriate term for them. i concur give them nothing. also it should be noted that they are receiving 3rd and 4th hand information, which categorically incorrect. to what purpose? to make a buck by harassing people with their heads just above water! do i hear class action suit? particularly against those that funnel feed companies like the above unmentionables.