(406) 219-2636

I'm hoping that at least one person who reads this message works for or is related to Mr. Hamet because he not only pissed me off when he demanded my bank account number - he certainly pissed off the wrong person.

My name is Joe Giallanza. I am giving him a heads up to get on a plane and leave the United States before I locate him. If he does not I guarantee he wont be able to ride a bicycle for a very long time - if ever again.

Someone called about reducing my credit card rate to 6.9%. I listen to there offer. Kept trying to get more credit from me . I gave them y American Express and one Visa. I ask was there a fee and first they would avoid the question and sad someone will call you back ad explain. When they called back, I had already called to check on the company name and where they were based. They promised to lower my apr on my American Express and could not. And then proceeded to the next credit card and was just asking about balance transfers. I know which card offers me 0% and I did not need there help for that. He proceeded the tell me to do that and also that he still thought I should pay them 862.00 for his help. I said why should I pay for your service when you did not do what you said. I said I am hanging up I will call you if I need your help. He continue with all kind of ways he would be helping me. He kept calling me back all day and I went online and found this. I called my credit card company to warned them of any charges from this company. I don"t believe this will end easy.

We receive one and sometimes two calls a day from card services for Visa and Master Card. I called my Master Card company and told them to cancel my card. Let the big companies take care of these guys.

I've been recieving the "Visa and Mastercard Services" every few months for the past 2 years. I went through the motions and asked to be removed from thier call list, and tried to speak to a manager, but they still keep calling.

Now, every time they call, I try to keep them on the phone as long as posible to WASTE THIER TIME!! Nothing, and I mean nothing makes them more angry than thinking they've hooked another sucker, and finding out after seven minutes that I don't even have a credit card!