Mutual Consolidated Savings

Address:
1215, Earnest S Brazill St Ste 33, Tacoma, Washington, USA
Email:
savemoney@mscprograms.com
Company information provided by the Better Business Bureau:

Business Contact and Profile for Mutual Consolidated Savings

Name: Mutual Consolidated Savings
Phone: (800) 943-3250
Fax: (877) 669-9864
Address: 1215 Earnest S Brazill St Ste 33
  Tacoma, WA 98405-4005
Website: www.mcsprograms.com
  www.mcsprograms.ca
Original Business Start Date: June 1998
Customer Contact: Ms Rachel Derricks, Service Manager - (800) 943-3250
Entity: Corporation
Incorporated: June 1998, WA
Industry Classification: Credit & Debt Counseling, Credit-Debt Consolidation Services, Financial Services
BBB Accreditation: Mutual Consolidated Savings is not a BBB Accredited business.
Additional DBA Names: M C S Programs
M C S
United Savings

Products and Services of Mutual Consolidated Savings

This company provides both guided and do it yourself educational debt and finance services for consumers. This includes information on paying more than your minimum payment, to help save money and pay off your credit card debt early, as well as working with you to negotiate lower interest rates on your credit cards.


Business Management

Additional company management personnel include:

Mr Christopher Trescothick - Chief Compliance Officer

Additional Locations and Phone Numbers

Additional Addresses
43 Beech Park Way
Watford, UK  WD 17 3TY
United Kingdom
Additional Phone Numbers
Tel: (877) 891-1348
Tel: (866) 916-2146
Additional Fax Numbers
Fax: (877) 859-9109
Additional Email Addresses
savemoney@mscprograms.com

Marketplace Experience for Mutual Consolidated Savings

Complaints allege that the business promised that all services are refundable in the telephone call, however customers find out later that there is a no refund policy in the contract that they agree to.

Complaints also allege that the services are not what is expected. In some cases with the business helping the consumer to negotiate lower interest rates on their credit cards, the business is unsuccessful. The business does not fulfill what was promised in the sales call.

Additionally, some customers allege they had difficulty in being removed from the company\'s call list.

When considering complaint information, please take into account the company\'s size and volume of transactions, and understand that the nature of complaints and a firm\'s responses to them are often more important than the number of complaints.

BBB processed a total of 109 complaints about Mutual Consolidated Savings in the last 36 months, our standard reporting period. Of the total of 109 complaints closed in 36 months, 82 were closed in the last year.

Advertising Issues 
  Resolved 
    1 - Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
    4 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
    1 - Company offered a partial (less than 100%) settlement which the consumer failed to acknowledge acceptance to BBB.
  Administratively Closed 
    1 - BBB determined the company made a reasonable offer to resolve the issues, but the consumer did not accept the offer.
 
Contract Issues 
  Resolved 
    2 - Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
    4 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
  Administratively Closed 
    2 - BBB determined that despite the company\'s reasonable effort to address complaint issues, the consumer remained dissatisfied.
 
Billing or Collection Issues 
  Resolved 
    1 - Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
    2 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
  Unresolved 
    1 - Company failed to resolve the complaint issues through BBB voluntary and self-regulatory process.
  Administratively Closed 
    1 - BBB determined that despite the company\'s reasonable effort to address complaint issues, the consumer remained dissatisfied.
 
Sales Practice Issues 
  Resolved 
    17 - Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
    20 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
    1 - Company offered a partial (less than 100%) settlement which the consumer failed to acknowledge acceptance to BBB.
  Administratively Closed 
    4 - BBB determined that despite the company\'s reasonable effort to address complaint issues, the consumer remained dissatisfied.
    1 - BBB determined the company made a reasonable offer to resolve the issues, but the consumer did not accept the offer.
  No Response 
    2 - Company failed to respond to BBB to resolve or address the complaint issues.
 
Delivery Issues 
  Resolved 
    1 - Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
    1 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
 
Service Issues 
  Resolved 
    1 - Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
    3 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
  Administratively Closed 
    1 - BBB determined the company made a reasonable offer to resolve the issues, but the consumer did not accept the offer.
 
Customer Service Issues 
  Resolved 
    6 - Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
    4 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
 
Guarantee or Warranty Issues 
  Resolved 
    2 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
  Administratively Closed 
    1 - BBB determined that despite the company\'s reasonable effort to address complaint issues, the consumer remained dissatisfied.
 
Refund or Exchange Issues 
  Resolved 
    3 - Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
    1 - Company offered a partial (less than 100%) settlement which the consumer accepted.
    11 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
  Unresolved 
    2 - Company failed to resolve the complaint issues through BBB voluntary and self-regulatory process.
  Administratively Closed 
    5 - BBB determined that despite the company\'s reasonable effort to address complaint issues, the consumer remained dissatisfied.
  No Response 
    2 - Company failed to respond to BBB to resolve or address the complaint issues.
 
EveryCall.us has been unable to obtain removal information for this company.

Recent Comments

Mutual Consolidated Savings, computer call about debt, lower interest rates on credit cards, and low rate about to expire, “press 1 to speak to an agent” “consider this your final notice”.
Want your Visa/Mastercard info after they say you’ve “won” or been selected for a vacation (to Florida, Cancun etc.) Persistent.

www.mcsprograms.com
www.mutualsavingsinc.com
http://mcsdebtsolutions.com/privacy.html

Callback numbers:
1-877-489-1212
1-877-891-1348
1-800-943-3250
1-877-701-9090
1-800-493-1304
1-888-786-6201
1-866-627-9325
1-800-961-9830

Got a call from this number, claimed to be Mutual Consolidated Savings and offered to lower my credit card payment.

My name is Mike, I live in Brampton, Ontario, and I too have been receiving phone calls from this company, which as far as I can tell is called MCS (Mutual Consolidated Savings). They are located in Tacoma Washington, but appear to be affiliated with other similarly annoying companies. Their web site is:

http://www.mcsprograms.com/products.html

Phone numbers that are definitely associated with this company are: (323) 429-7525, 1-877-891-1348, and 1-800-943-3250.

Like many of you, I received unsolicited calls from this company wanting to lower my credit card interest rates, by way of a recording. When you press the button and someone answers, and you tell that person not to call, they hang up. Here’s how you get them to stop calling:

They operate an office which is open 9am to 5 pm (Pacific Time), Monday to Thursday, and 9 am to 11 am on Fridays. During these times, they do answer the 1-800-943-3250 number which is where you can have some fun. It looks like they only have one phone operator on this line, and she will likely put you on hold at first. I just hang up and repeatedly call them. I was put through to their “compliance officer” who identified himself as Chris. Chris is obviously the owner of the company, and you can hear his voice on the recording when you call 1-877-891-1348. I told Chris that if I received one more call, I would call his office during business hours 100 times for the first call, and double that number for every subsequent call received. They did call, and so I annoyed them for about two hours a few days ago, each time telling Chris or whoever answered the call what my phone number was, and that I was phoning to remind them that the calls received from them were unwelcome. Chris lost it. It was quite entertaining really. The last time I called, he told me that he had phoned Bell Canada to complain (and provided me with a bogus tracking number), and that he had reported the matter to # 18 Division, Toronto Police. The fact that the Toronto Police Service doesn’t have a # 18 Division, and that I live in Brampton and not Toronto I think was lost on poor Chris. Also, since the intent is to have him stop calling me, there is no criminal offence associated with this (not that he could do anything about it anyway, because it is a summary offence in Canada, and nobody is going to do anything about it.). The legislation is contained in section 372 of the Criminal Code if you are worried about it, which is pasted at the end of this post. In summary, phone this company repeatedly at 1-800-943-3250 during business hours, remind them that the calls are unwelcome, tie up their phone lines for a couple hours, and two things will happen: the calls will stop, and you will exact a little revenge. It is immensely satisfying…….. Oh, by the way: tell Chris that I referred you. I am sure he will remember the name.

(3) Every one who, without lawful excuse and with intent to harass any person, makes or causes to be made repeated telephone calls to that person is guilty of an offence punishable on summary conviction.

The Callback 1-877-489-1212 for Mutual Consolidated Savings, mutualsavingsinc.com also as, www.mcsprograms.com
http://mcsdebtsolutions.com/privacy.html also do vacations
Other telephone callback numbers:
1-877-891-1348
1-800-943-3250
1-877-891-1348
1-800-627-9325
1-877-701-9090
1-888-786-5201 ext 255


Mutual Consolidated Savings
1215 Earnest S. Brazil, Suite 33
Tacoma, WA 98405-4025

Overseas:
Mutual Consolidated Savings Ltd.
PO Box 642, Main St.
Charlestown, Nevis.
West Indies

International Office:
MUTUAL CONSOLIDATED SAVINGS LTD
43 BEECH PARK WAY
WATFORD , WD17 3TY , UK


Mutual Consolidated Savings also known as MCS Financial "Services"
MCS Wealth, MCS Holidays, Four Vacations, MCS Debt Solutions,
MCS Mutual Consolidated Programs, Island Timeshare Transfer, MCS Wealth

Call about debt, lower interest rates, vacations. Persistent.

www.mcsprograms.com
Mutual Consolidated Savings (program)
1215 Earnest S. Brazil Suite 33
Tacoma, WA 98405-4025

www.mcsholidays.com site not working

http://islandtimesharetransfer.com
http://www.google.ca/search?hl=en&q=800-493-1 ... tnG=Search&meta

Request DNC for all associated/affiliated/connected companies.

Be Heard.
File Complaint, easy, documented, fines, possible phone lines shut down:
Canada https://www.lnnte-dncl.gc.ca/plt-cmp-eng
US https://www.donotcall.gov/complaint/complaintcheck.aspx



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Suspicion of Fraud file complaints to:
US
Federal Trade Commission
http://www.ftc.gov 1-877-382-4357
https://www.ftccomplaintassistant.gov
e-mail: fccinfo@fcc.gov.
http://www.ic3.gov/default.aspx


Canada:
Reporting economic crime online:
www.recol.ca 1-888-495-8501
https://www.recol.ca/intro.aspx?lang=en
http://www.phonebusters.com Canadian RCMP 1-888-495-8501
email: info@phonebusters.com
CRTC by calling 1-877-249-2782
CRTC website at www.crtc.gc.ca
Email: info@crtc.gc.ca

The call dialer seems to be in Los Angeles, CA but the person I spoke with on pressing '1' to get on the DNC list was in Orlando FL. She said she would put me on it, and when I asked for more info, she gave me the company name of JBM Program which seems to be bogus along with a phone number (866) 702-9089 which is a conference line (you need an id/ password to access) so no way to contact them to follow up since the calls still keep coming in.