Credit Smart LLC

Offered to help us settle some non-existent debts

Call came from a collector who, at first, refused to identify herself, then admitted she was calling from Credit Smart Processing (CS Processing on the the Caller ID), pertaining to a debt that was beyond the statute of limitations (4 years for an open-ended, or revolving charge, account from the date of the last transaction). I advised her that I refused to pay the debt, I had previously disputed it on countless occasions, and I wished for her company to cease and desist from placing anymore calls to my residence. She then threatened to suye me, and I persisted in my refusal to pay. She said she would continue to call to check if I had changed my mind. I told her that will be construed as "harassment" under the Federal Debt Collection Practices Act (FDCPA). She then hung up!

The physical address for this company is:

Credit Smart Processing
273 Walt Whitman Road, Suite 310
Huntington Station, New York 11746

They utilize an inhouse "attorney" (unverified if he is truly an attorney):
JAMES MORGAN
Tel: (631) 755-5542

they are calling several times a day everyday. when I have stayed on the line they threaten me. I live in Texas and I believe this is against the law here. They have told me they are suing me, coming after me, they scare me.

Just keeps calling

Some guy from NY number called that a case is being filed against me in Maricopa county then transferred me to this guy Allen Grant. He said I owed $800 for a US bank account overdraft since 2006. I thought it was fishy because I was outside the US that year and the year before that. Didn't even come back til 2011 so I found it weird.
They just told me I owe money and that they can keep me out of court by paying $338 and asked if I want to pay now or give them a call back. I asked that they email me the details of the debt but he just emailed the calculation of what I owe and how much I will save if I pay them.. I'm glad I found this site to report this number. There are also other forums where you can find discussions about Credit Smart
http://www.collectorsexposed.com/collectors/index.php/topic/1338-credit-smart-llc/
Stay smart and skeptic!

They call me to ask my daughter to call them concerning a civil suit against her in order to obtain information and ask for her number. These are bad people.

Claiming to have a lawsuit against me for a 10 yr old debt that had been paid off.

I been getting calls from these people who tell me I owe Capitol One. That i have a legal matter pending In Harris County and are willing to settle. If you ask for them to mail you statements showing i owe this they tell me it's already in filing with the courts. Linda Michales and linda call everyday asking to settle before it goes to court . I told linda you already said it was filed in court. I do know if you settle it starts the Staute of Limitation all over again. Got news for C S processing and Credit Smart i will file court papers on Sept 18 2012 in Harris County City Of Houston , State Of Texas and force them to answer the complaint waste their time and money.I will pray that the Court when this case is heard places a judgement on them under the Fair credit practice. enough is enough. As a second suit will be filed on Linda Michales i will keep you informed.

I been getting calls from these people who tell me I owe Capitol One. That i have a legal matter pending In Harris County and are willing to settle. If you ask for them to mail you statements showing i owe this they tell me it's already in filing with the courts. Linda Michales and linda call everyday asking to settle before it goes to court . I told linda you already said it was filed in court. I do know if you settle it starts the Staute of Limitation all over again. Got news for C S processing and Credit Smart i will file court papers on Sept 18 2012 in Harris County City Of Houston , State Of Texas and force them to answer the complaint waste their time and money.I will pray that the Court when this case is heard places a judgement on them under the Fair credit practice. enough is enough. As a second suit will be filed on Linda Michales i will keep you informed.

i think this is a fake bill collector, that will not stop calling me

call everyday! even weekends! do not leave a message. i deny the call

For an east coast number they sure call late, 9:35pm PST, almost 1:00 for them. Can never hear the person talking. Calls every few days multiple times in a row.

I've been getting calls from them for the past 3 weeks. It's an automated recording warning me about a "pre-legal" matter that MUST BE handled today! I talked to a woman named Linda Michaels. Her number is 866-509-3202 (Extension 348- but I never had to use the extension because whenever I called her number, someone simply picked up and said hello as if they were on their home phone!?) Linda first told me my husband had a bill with a credit card company for $8100.00 but that she could settle with me for $2042.72 if I paid it all before Aug. 31, 2012. She encouraged me to borrow from my family and get this paid asap because she was giving me such a great deal! Anyway, I told her I'd have to call her back. When I called back, her story had changed. She had to have atleast half of the $2042.72 by today and the other half by Aug.31. I looked them up online and found all this info so I will not be dealing with them!!

Will not stop even after they will told the have the wrong number.

recorded msg for someone else

Requesting for money

call everday askin for wrong people

callibg for soneone else and is harassing me and wont take me off call list

says to call to get into a funds transfer program. I called and they knew my name from caller I.d. and asked who they were.
and got hung up on

Won't stop calling and if for another person