(202) 400-3496

SAME NAME: AGI & ASSOCIATES...BETTER NOT FALL FOR THEIR SCARE TACTICS.

These people called my wife and scared the you know what out of her. I have had these kind of calls before they are scamming and trying to get you to give them money. Do not listen to them and just hang up. They will get tired of trying once they realize they can not get anything out of you.

This number is for Commonwealth Financial Systems or "Commonwealth Investigations" as they like to refer to themselves. At this point I am unaware if they are scammers or legit collection agency. Regardless, DO NOT FALL FOR THEIR TACTICS!!!!
They called me several times, and never left voicemails. They finally left one and I called the number that they left. They attempt to sound like a government agency and try very hard to scare you. Within the first 30 seconds of the conversation, they were threatening felony charges for "defrauding a financial institution" and said that charges were being filed with the local DA by 5pm if full restitution was not made. They wanted bank account information. At this point, I recited the following: "I am required by law to inform you at this point that this conversation is being recorded at the advice of my attorney. Please state your full name and job title, and the official name, address and phone number of the agency you are representing." I was told to do this by a real detective friend of mine. They immediately hung up.
I couldnt resist, so I called them back. The first gentlemen I spoke with was named Shawn White. When I called back, I asked for Shawn Jones. They connected me with the same person, who immediately hung up. Returned the call again and asked for Jack Johnson. And to my surprise, I was connected with "Shawn White." This time, Mr "White" informed me that if I called again that his agency would seek phone harassment charges against me! I simply said: "Sir, I would be happy to take care of this, if you would please give me the information that I am requesting." Again, he hung up.
I called back several times trying to get this information. Over the next several phone calls I was told they would be calling all my friends and neighbors and inform them I am a deadbeat. They threatened to have me fired, said that local police were on their way with warrant in hand. They also said they were contacting my local newspaper and news channels and that my face would be all over the news. They said I had 11 felony charges against me, and was facing 25 yrs in prison! They never did cooperate and give me the information I was requesting.
I have dealt with this sort of thing before. I am not sure if it was the same company or not. The first contact scared me severely. They also threatened felony charges and everything else. I did just as they asked and gave them the money. After the fact, I contacted the company that I did have the debt with. They informed me that no money had been applied to my account and that this company was not representing them. I filed a report with the local police and talked to the chief of police, prosecuting attorney and head sheriff. All of these people informed me that these were scare tactics. That even though the debt was related to a payday lender and my checking account, that it was not a criminal case. I just defaulted on a loan and it was entirely civil. Even if the company was legit, their threats were completely false and empty.
I sincerely hope anyone that is contacted by this company isnt fooled by their tactics. Its easy to be intimidated, trust me. But, dont buy it. These people are scum.

Don't these idiots know that what they are doing is illegal? The have illegally obtained our financial info and are trying to extort money from us! Origin- District of Columbia(?)

Can anyone give me any information concerning this company so called Commonwealth? I've tried to call them and they will not tell me who the creditor is only a paydayloan company. Also, claiming I would have criminal charges brought against me. They first of all said they would send me an email stating the info but now says they will not until I agree to pay. I do not know if I owe the money or not. If I could locate an address for these people I could send them a letter. Has anyone ever been sued/served from this company. Also I have an # of 888-267-8555