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This is a law firm that does collections in the Denver, Colorado area. If you owe money to anyone, this law firm is the first step in trying to get the money via the court system. The next step will be what is called a "Demand Letter" which states who you owe money to and how much, etc. The next step after this is the law firm will set up a date with the county court then will try to have you served with a summons and complaint. If you are trying to avoid collection, at this time, do not open your door to anyone. They may try tricks like pretending to be a flower delivery or package delivery but still the rule is that once you get the letter from the law firm, do not open your door to anyone knocking and do not let them see you through a window either. You have to be served IN PERSON period. They cannot leave the summons and complaint at your door and they cannot leave it with a neighbor. If you are on SSDI disability, they cannot take your disability money so they are actually wasting their time and the debt is uncollectable. You could try to call the law firm and let them know that but some of these people don't care and just want to drag you into court anyway - which is stupid because SSDI funds cannot be garnished. Also the law firm may try to have you served by the county sheriff. Again, you do not have to open the door to a sheriff knocking. It is a summons, not a warrant. A county sheriff is not a city police officer. In Colorado, the sheriffs guard prisoners and deliver summons and complaints to debtors. I repeat - do not open your door to a sheriff -- they cannot come into your house unless you open the door. Some process servers can get pretty aggressive once they figure out that you are avoiding service but if you are careful - watch for strangers sitting in cars around your house, watch for delivery people, watch for a county sheriff -- you can avoid being served. Unless they serve you in person with a summons and complaint, there is nothing they can do. If they do happen to get you served, go to the court on the date indicated and ask to set up payments or if you are on SSDI, show the court and the lawyer your SSDI award letter and tell them that you cannot set up any payments - a debt by someone on SSDI is uncollectible so there is nothing they can do to you.
