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Scam

another Scammer who's mother should have swallowed..

Yep, same old cardmember/cardholder services scam. I just wasted 20 minutes of their time with bogus information. Here’s a great way to waste as much of their time while minimizing the time you waste with these criminals:
* First a little homework. Look up any 2 credit card company’s first 4 credit card digits and customer service 800 numbers (there’s a list on wikipedia). Make up the rest of the information. It helps to write it down for use later. Also be prepared with a fake name, fake billing zip code, and fake last 4 digits of your SS number.
* When they call, be receptive to their offer. Make sure the amount of debt and interest rate you tell them you have satisfies their requirements (about $5000 over 2 cards, 19% interest usually works).
* Supply the info for a bogus card. They will go away to “verify”. When they come back and say it doesn’t work, re-supply the same credit card number with 2 numbers switched (but not the first set of 4 numbers). When they come back again unable to verify the card, have them try the second bogus card, and repeat the whole process.
* At this point it has probably been 25-30 minutes. Sometimes they just disconnect, sometimes they ask to call you back (I give them the bogus number they called me on), or sometimes this is an opportunity to get into a swearing match with them.

THE BAD NEWS: Card Services calls aren't going to stop anytime soon.

THE GOOD NEWS: You can retaliate, reduce the misery, and even have some fun.

RETALIATE:

Waste these turkeys' time. Keep them on the line by acting like an interested prospect. Give them bogus data, including a combination of two different credit card numbers, scrambled Social Security digits, and a modified ZIP Code. Important: provide a credit card company's real 800 number.

After they call the credit card company, you can give them the same credit card info as before with two of the numbers transposed, thus causing them to make a second verification call. Or you can respond, "Guess what ... H-O-O-N-N-K-K [from a $6 air horn] you've been PRANKED! Call back tomorrow for more bullshot." Now they're the butt of your joke.

REDUCE THE MISERY:

Landlines. Enroll for the free service at nomorobo.com. Simultaneous ringing, a free feature many providers offer, enables nomorobo to receive, answer and, after one ring, automatically hang up on nuisance telephone numbers.

Cell phones. Block the number, an option that becomes available on the iPhone if you click on the "i" on the right in the list of recent calls and scroll to the bottom. Unfortunately, Card Services will keep calling from new spoofed numbers, which eventually should motivate you to retaliate.

HAVE FUN:

Turning the tables on the perpetrators with mischievous deception and the news they've been duped provides instantaneous vigilante satisfaction. Plus you serve your fellow call recipients by slowing down this evil operation's efforts to defraud them.

Claims to be American Express card sevices, yet they want all your cards info.