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Caller: !caller!
Credit card: claim you need to call them urgently although currently no problem
Canada: Report it to the Canadian Anti-fraud Center by calling 1-888-495-8501. Or online. https://www.antifraudcentre-centreantifraude.ca/RECOL/login.aspx?lang=en
U.S report to : https://tips.fbi.gov/
Please copy and paste above in other forums Please and thank you.
to lower interest rate on credit