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Some rude guy "Carlos" - (only info given) called a phone number on an account in my name - but it's a line I had set up for a relative who couldn't get a phone with out a huge deposit. I've never used the number/account in question for my personal business, so I know that I have NO BUSINESS RELATIONSHIP with whoever these scam artists are.

FWIW - I have only 1 credit card (current - probably around 50 dollars balance owed right now)& 1 car payment(also current.) Both of these are with well known, national banks - both of which have my correct contact information. I have NO OTHER CREDIT OBLIGATIONS.

Whoever these scam artists are, they can go pound sand.