I almost bit on their mail offer to modify my mortgage. It appeared to be from my lend holder, but after reading reviews on this website I realized it was just an ad.
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I also received similar notice with call back number 1-877-454-7501. I suspect it is a loan modification company and trying to fool people by sending notice like letter.
I recieved a letter in the mail with this phone number. The fine print states it is a legal advertisement. It appears to be a law firm that will audit your home loan for any discrepancies. They do not offer home loans although I'm sure if they do "find discrepancies" that they have you work with someone who does. I did not call so I do not know how much it "costs" to have your home loan audited. There is an expiration date on the letter presumably to get you to act fast...seems a bit fishy, especially because they do not ever name the law firm...what law firm would not want their name in lights??? a disreputable one...that's my humble opinion.
Got home after work and found on my machine a message to call back the number, man's voice says nothing to me, as he had a heavy Spanish accent. I don't know who it is.
I called, they said they were a law firm in California... apparently doing home loan modifications.