(877) 543-6152

The McGuigan Law Office is totally unprofessional and unethical, and sometimes I think they might be a scam artist. I received a telephone call at work that they were going to sue me for a debt that was forwarded to them. I returned the call after work, and in an attempt to pay the outstanding bill, I tried to agree to make a reduced lump sum payment within a week, which was not good enough for them. So the agreement was made for two days. This would entail calling a local bank and requesting a loan, or maybe applying for a payday advance, not sure how to resolve, but was willing to try anything to keep from being sued. The very next morning I received a telephone call at work, before any attempts could be made to obtain the money, along with several calls to cell phone with no message. I called the number back during lunch and stated I should have an answer within two days, and not to call me at work. The person on the other end of the telephone gets really rude, and suggests that I sell my car to pay the bill, and to give them a post-dated check at the moment. In explaining that I do not have the funds available, but am working on it. He tells me that I am not trying to resolve this bill.

I asked them if I pay the lump sum, what proof would I have of it paid in full. They stated they could send me a letter. With the illegal practices, and unsavory debt collection methods, I wish I could be sure that they can be trusted. The original debt was a revolving credit card that increased with every payment made. The reduced lump sum is actually a reduction in the already made payments. If anyone has additional information relating to this aggressive collection agency that shows no sense of humanity for the consumer - that they seem to advertise on their website, http://mcguiganpalaw.com/ please post your comments. On their website they state the following: "McGuigan Law promotes collections with compassion in its collection process. We understand that just because you have a debt it does not make you a bad person. In this economy many people have become debt-stressed consumers and we want to assist you to clear your credit, not beat you up over it." I do not believe that the arrogance received from dealing with this firm can be justified by that website. I am not a bad person trying to escape bill collection; I am like so many other Americans trying to survive.