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I got a letter from them that I inquired a loan. I didn't apply for a loan. I call the number they provided 1-800-669-6607. They ask for my last 4 ss#. Also stated that the conversation would be recorded. I didn't provide any. Google this phone number and it's a spam.
Just go a call at work from this ph#...asking for my last 4 ss#. Also stated that the conversation would be recorded...do not give any info...ask that they send any requests via mail and even then...contact our Bk of America ti confirm that it's legit....be careful people...it's bad you have to keep your guards up at all times...people are out to get you off guard....be careful.
This 1-800-669-6607 number is the original toll free number Countrywide Home Loans had for it's customer service years ago. When BofA bought Countrywide, BofA retained this number for "one" of it's home loans servicing departments. It appears that not only does this number not go to BofA's Customer Service, but BofA has setup a faux phone network to hide and disuade us home owners that were original Countrywide customer. If you call that number, you will probably be diverted to BofA Debt Collector that handles the modified loans, and who have their own agenda. I don't know who these people are, but their ultimate goal is to get you into modifying your loan (more charges, fees, wait times, trial periods, and other legalized scamming techniques) that will, over time, downgrade your credit worthiness, set you that much farther back in your mortgage payoff, and it makes them (whoever they are) more profit. Also, note, hardly ever, never, ever will anyone call you from that number. They have too many form letters and automatic emails to bother to call you. It's not difficult for a 9th grade computer novice to purchase software that can emulate BofA's phone number, call you will scant information, then get you to reveal highly valuable data. Tell them to send you the information in the mail, if they ask for your address---hang up! Also, if your name is on the deed to your home, or you think your name is on the deed to your home, find out who receives your property or real estate tax payments (that's in cases where your mortgager is paying it for you) and verify you still own your home. These scams have been successful in creditably changing homeowner to someone else, while you are still responsible for the mortgage----and you would never even know it.
Said they were from Bank of American and asked why I had defaulted on this monts payment. Which has already been paid. Also wanted to know how much my payments were a month, then asked for last 4 numbers of my social. I asked the persons name and he said it was Chris ext. 4069. What a bunch of bull--------.
Bank of America