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From: Alex Jessup
To: alex@litigationgroup.org
Sent: Wednesday, September 21, 2011 1:47 PM
Subject: Mortgage Lawsuit Update: What are you entitled to
Aurora, AHMSI, Beneficial, EMC, Everhome, First Franklin, Flagstar, HomeEq, HSBC, Litton, Nationstar, National City, Ocwen, PHH, Saxon, Select Portfolio, Suntrust, US Bank, Wilshire and a number of other lenders are settling lawsuits for a number of different of violations that took place before and after the origination date of your mortgage. These violations include: Malfeasance, Statutory Violations, Third Party Beneficiary Claims, Unfair Business Practices, MERS, Proof of Funds, and Proof of Note.
As a result there are 3 types of pre-trial settlements you may benefit from as a result of the lawsuit:
1. A REDUCTION IN PRINCIPAL to 80% of the home’s current market value, AND a 2% FIXED interest rate for the life of the loan.
2. Full Lien Strip: Your mortgage will be removed which means you own your house free and clear.
3. Cash Settlement
Why are these settlements coming about?
“Lending institutions and servicing companies like US Bank, Litton, Ocwen, AHMSI, and EMC just to name a few have continually claimed that they have lost documents, are understaffed to address loan modification requests, cannot gain approval from so-called “unknown” investors, need to obtain substantial “catch up” payments before they will engage in discussions of new terms, require participation in a “trial” program designed to drain the last few dollars from a homeowner before they decide to foreclose (simply to get more money during a time when these banks – for FDIC reporting or other reasons – strategically delays the inevitable foreclose and wants to get some cash flow at the borrower’s expense during the delay), and the now-familiar lies that sales dates have been postponed, only to have the them strategically foreclose without giving notice t
Ms. Peach, the emails you are receiving from us you voluntarily subscribed for online. Their only objective is to educate you on what's going on with your lender, it serves as more of a watchdog and newsletter on litigation events and updates pertinent to your mortgage company than soliciting you to become a plaintiff. They serve as informative material concerning your lender such as new and recent cases filed (we actually attach the actual case), recent settlements, etc…At the bottom of all of some newsletters there is a short impersonal questionnaire that gives you the option to provide information ( i.e., originating lender, origination year, who bought the note, etc...) if you were interested in finding out more info on your particular mortgage and the info you provide if you chose to which is only useful for us so we can trace the securitization schedule of your mortgage, if your mortgage was bundled in a toxic pool of mortgages, than we provide you with a report detailing what we can extrapolate based on our findings...this is all done for FREE by the way. There are hundreds of different lawsuits against mortgage companies that deliberately engaged in fraud, predatory lending, and violated a copious number of real estate statutes and infringed on tens of thousand of homeowners rights. If we feel you have a viable case we share our opinion and give you the details of the lawsuit you can take part in that would give you the best opportunity for an immutable mortgage remedy.
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i have received three emails on this subject. requesting my information promising glory and riches. i was just about to call this number and i found this site. they should be ashamed playing with peoples emotions in tough times.
I just realized who this was.I just signed on with them. Great guys. My wife went to school with one of the attorneys. I agree I do not want to sit around and let the bank push us around anymore. I am tired of it. The lawsuit is a blessing.
I got the same exact letter and it was also with Wells Fargo and $6K. The first email I received had court documents attached and everything. This person is pretty good, huh...
The notion that the projected results listed is not possible is inaccurate. If your loan has been securitized and bundled in a pool with other mortgages and sold to investors in the secondary market there is a high likelihood that the bank will have a very difficult time providing your original contract intact. Mortgages that do not have a binding contract can be discharged. However you can’t simply pick up the phone and ask your mortgage company to send you your closing docs, they will deny the request even quicker than any modification request…or they’ll drag their feet, either way it’ll be a desultory task unless you get an attorney to represent you and go through the legal motions. I have never suggested that a prospective plaintiff joins the lawsuit if their only objective is to have their entire mortgage wiped off and live the house free and clear. I actually recommend not to join if that’s the primary objective, it’s a more apposite lawsuit for the homeowner looking for an equitable remedy which would be in the form of a restructured loan. This is because as I’ve said before there are no guarantees when it comes to litigation and I will and have never offered that so it would be impossible to suggest that I will know for a fact what will happen in the future. But I can tell you the strength of each case increases as the number of plaintiffs accumulate. The discrepancies within the body of the previous email is not directly related to the projected result but the details of foreclosure stay and cash award. Getting a cash award is the sole remedy if your home has been foreclosed on illegally, look up any robo-signing cases and you’ll see for yourself. I always provide my clients with as much informative material as possible separate from the firm’s assessment so clients makes a neutral decision. I’m completely impartial whether or not prospects join as a plaintiff or not and there have on numerous occasions helped clients find free, class-actions lawsuits they can join, or find financing for the retainer. At the end of the day plaintiffs are signing retainers that explicitly outline the specifics of the firm’s services before they can ever join, just because I email information, provide actual lawsuits, news articles, recent judgments, etc doesn’t mean you’re automatically chosen to participate as a plaintiff.
Alex is wonderful, my husband and I went and saw him, he is a ton of knowledge, very smart and helped us avoid foreclosure.
Honestly this company came into our lives right when we needed them. My brother is an attorney and he has heard about this lawsuit and said we have a high chance of being rewarded. I have tried doing a modification myself and have had no luck. So far all my questions and concerns have been taken care of. I'd rather do something about it than let the bank take advantage of us.