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They called and asked if they were speaking with (my name) I said "yes who may I asked his calling?" they said "we're calling to discuss a financial file" I said "what financial file" they tried to to confirm my address by naming the street name of an address from 4 years ago I said "I am not confirming anything until you tell me what this is regarding" and he got angry and said "well then we will just keep calling you back" I said "Fine I will block the number" and hung up - checked my credit report and I do not have any debts in collections they are definitely scamming LOL
FYI, even though anything over 6-7 years will no longer show on your credit bureau, they can still call if you owe money
This is a company trying to collect on ancient debts that have for the most part been written off and are way past the limitation for anyone in Canada or the US to collect legally. They could be breaking the law to try and collect on debts that have been written off. They are parasites, The rule of thumb: DON'T TALK TO THEM ABOUT ANYTHING AND NEVER RETURN THEIR CALLS. Better still enter their number(s) in "Calls Blacklist" or "Mr Number" ,These are apps you can download to block certain numbers or people from calling you on your phone. They work great. They cannot place these debts in any credit reporting agency and if they try do so you can sue them. Don't worry about them, they will eventually go away and try to find some other sucker to believe their lies and B.S. There are Statutes of Limitation in Canada and the US where the creditor is allowed to collect on bad debts. Beyond that there is nothing they can do. The Statute of Limitations basically allows the debtor to get a fresh start without having to go bankrupt. By the way, there have been many debt collection agencies that have gone bankrupt and stuck others with their bills.
They constantly c
all asking for wrong name don't want to deal with them block these a$$ holes
I live in Canada. Have no dealings with any company in the states that would require the services of this company..huge laugh on my end they will be waiting a very long time