(731) 256-9338

Buddahgrl.I think you need to CAREFULLY re-read that which I wrote. I in NO way stated to "give in" to these scrum. And, NO I do NOT work for them, I have strong morals, and empathy for my fellow man. I was a medical professional for thirty plus years, was suddenly brought down by a devastating medical problem which ended up crippling me, and I was forced into disability. I was financially ruined before I could get MY Social Security Disability benefits after three years, and having to take it before a Social Security Disability Judge, who ruled in my favor. Retirement is gone, savings are gone, everything I could sell was sold. My wife had to stop working to care for me, and two of our grandchildren. We are in debt over our heads, our live-in daughter & "fiancee"
contribute NOTHING, but eat our food, use our
utilities, and act like they own the place, but do
NOTHING to help us out & leave us to care for the
kids.We buried our other daughter two years ago, at
our & wife's parents expense.Our son does nothing to
help us out, but fans all over his in-laws, and only
brings our youngest grandchild by for short visits
about once a month, and won't let us keep her, even
for the day & won't tell us why. I've been sued by
scum sucking collection agencies more than once,
and I just am giving information on what you need to
possibly do. I can tell you that by telling them to stop
calling you, they will aggressively persue taking legal
action much quicker, and you will find yourself the
recipient of a court summons very quickly. IF you ignore a court summons, and fail to appear, the plaintiff (collection agency) automatically receives a default judgment against you, which is enforceable by garnishment, freezing and seizure of your bank accounts, seizure of your personal property, including your car, and liens placed against your real estate property until the judgment is satisfied. You MUST defend yourself against them in court, and representation by a good attorney specialising in defending against collection is highly recommended.

If you owe other creditors money and they have bought your accounts will they notify you by mail if they are suing you?

Do you work for this company it sure sounds like it ? Why would you tell people to give in to these people who do not follow the laws of collections. So no don't give them money ever. They have 5 days to supply you with a copy of the original complaint which they have never done. They call at times of the day which is also illegal, A legit credit card company will never call requesting money from you. They have been asked to stop calling and still have not again another law broken. Once you ask them to never contact you and remove you number they try to use another number. Don't they have it their system when they have contact with their victims. And you wonder why there is an $82 million dollar law suit against. them.

buddahgrl...Although I DO agree with you that they are bottom feeders and will use any means necessary to harass you the problem is this...if someone DOES OWE the money, by the no call laws, they are entitled to contact you. Just because you say, "Don't call me any more" it doesn't mean they have to stop. Now, there are regulations they have to follow about calling time and such but they can harass the hell out of you without any penalties. As for your response to daddyd01 I don't think you understood what he was saying. He was basically saying the same thing you were saying EXCEPT not to ignore any summons that might be served or sent. And before you accuse me of working for them I DON'T...never have worked for a collections agency. I have, myself, been in debt at one time and know the pain from the harassment.