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asing about some person's name we did not know then talking about credit reparation!
constantly call,
Stop calling me
abusive caller
The call is legitimate but why did they never leave a message or hang up when I said "hello". That led me to this site which made me even more suspicious. By the eighth time they called and actually responded when I said "hello" I was so cross and refused to give them any personal information thinking they were scam artists. It turns out I was late by 4 days to 1 week of my first charge card payment. I didn't think people got calls like this unless they were horribly overdue. I had already sent my payment in the mail just a couple days ago and apparently they didn't get it yet. Wish I never opened this account in the first place. If they could quickly tell you how to get on line one wouldn't have to deal with waiting for your first bill among all the junk mail and these weird bothersome phone calls.

Cut the card in 8 pieces and mail them about half with a note listing your account number and order them to cancel it. Meanwhile report them to the attorney general of your state or similar person. Also Better BUSINESS bureau
JUST SUGGESTIONS IF YOU WANT TO DO IT.