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CALLED AND LEFT NO MESSAGE
Portfolio Recovery
These guys are SCUM. They know the Fair Debt Collection Practices Act exists, and when you tell them not to call, they tell YOU you need a written notice to send them. They dance around yes or no answers and nothing is direct.
yes collection agency looking for previous number owner
These guys (Portfolio Recovery) are genuine bottom feeders of debt collection industry. They buy old statute expired debt and through harassment tactics try to collect 10 to 30 cents on the dollar. Of course the minute anything is collected, the statute date resets to day 1 and their other outfits and ambulance chasers come after you. If you have noticed their letter of settlement is only for the debt with them, not original debtor or the next place they sell it to. The only way to fight these guys is to get with your state authorities. These guys know all the Federal loopholes.